Kengele watches your ledger, sends polite WhatsApp and SMS reminders in Swahili and English, reconciles every M-Pesa and bank settlement back to the right invoice — and delivers a Friday aging report so you know exactly which receivables are slipping.
Friday aging — 14 Aug
4 invoices need a follow-up today
Most East-African SMEs either chase invoices by hand or hand them to a global AR tool that does not speak Swahili and does not understand a 60-day settlement window. Kengele was built for the middle — localized, always-on, and small enough that a single owner can run it.
Paste your Sage or QuickBooks credentials once and Kengele keeps a live mirror of every open invoice, customer, and currency. When a customer pays early, a deposit lands in the bank, or an invoice is later split — Kengele sees it the same day.
Reminders go out on the schedule you set (day 0, day 3, day 7, day 14…). Kengele chooses Swahili or English per customer, never sends twice in the same week, and stops automatically the moment an invoice is settled.
Kengele reads the M-Pesa SMS and the bank statement, then matches each incoming settlement to the right open balance — including partial payments, over-payments, and credits. The ledger closes itself while you sleep.
If a customer disputes an invoice or goes silent past your threshold, Kengele escalates — with a recommended action: when to call, when to propose a partial settlement, and when to write off. Promise-to-pay commitments are captured in chat and pinned back to the invoice.
Connect
Link Sage or QuickBooks. Read-only — we never write back to your ledger.
Tune
Pick your reminder cadence, language defaults, and promise-to-pay tolerance.
Remind & match
WhatsApp, SMS, and M-Pesa matching run alone — Friday recap at 17:00 EAT.
Escalate
The few accounts that need a human call land on your desk, with a recommendation.
Kengele emails every owner and finance lead a single-page aging report each Friday. Tiered 0–30 / 31–60 / 61–90 / 90+, with the customer name, last comms, and the action we recommend. No dashboards to log into. No credit controller to hire.
Aging — week 32
Cash-out has been adjusted for the Tuesday M-Pesa settlement — net anticipated cash-in for next week is KSh 1.81M.
“Tafadhali angalia malipo yako — salio lako limebaki KSh 24,800. Asante.”
Reminders in Swahili and English, matched to the channel the customer first responded on. Kengele keeps the tone polite and the schedule firm.
East-African SMEs do not fit a single language. Kengele sends in the last language the customer replied in, falls through to English on the first reminder, and never sends a duplicate across WhatsApp and SMS in the same week.
Anything missing? We answer in under one working day at kengele@polsia.app.
Reach out — we will set up a 30-day trial on your real ledger, in plain Swahili or English, and the Friday aging report lands in your inbox seven days from now.